Who we are
Joseph Arroyo is an independent insurance agent. His website address is: http://allofmedicare.com.
What information do we collect?
We collect information from you only when you register on our site, subscribe to our
newsletter, or fill out a form. Any data we request that is not required will be specified as voluntary or optional. You may be asked to enter your name, e-mail, address, phone
number for All Of Medicare. You may, however, visit our site anonymously. We use the Facebook Pixel to gather general visitor information, and track visits to our website. Please refer to the ‘do we use cookies?’ section below for information about cookies and how we use them.
What do we use your information for?
Any of the information we collect from you may be used in the following ways:
• To personalize your experience (your information helps us to better respond to your individual needs)
• To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)
• To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
• To send periodic emails or contact you in the manner that you specify
How do we protect your information?
We implement a variety of security measures to maintain the safety of your
personal information when you submit a request for information or request that we contact you. These security measures may include, but are not limited to, password protected directories and databases to safeguard your information, SSL (Secure Sockets Layered) technology to ensure that your information is fully encrypted and sent across the internet securely, or PCI Scanning to actively protect our servers from hackers and other vulnerabilities. We NEVER collect any sensitive payment or identification information.
Do we use cookies?
We use the Facebook Pixel to track website visitors and deliver personalized advertising to them. We do not have access to any information collected by Facebook. Instead, Facebook provides us with anonymized data about our site visitors. All Of Medicare, and Joseph Arroyo, are not affiliated with Facebook in any way, and we operate under all regulations and policies specified by Facebook.
Do we disclose any information to outside parties?
No. We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. We will, however, comply with the law, or appropriate law enforcement agencies when required.
Third-party links
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Children’s Online Privacy Protection Act compliance
We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act); we do not collect any information from anyone under 18 years of age. Our website, products, and services are all directed to people who are at least 18 years old.
CAN-SPAM compliance
We have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003 by never sending out misleading information.
Online privacy policy only
This online privacy policy applies only to information collected through our website and not to information collected offline.
Your Consent
By using our site, you consent to our privacy policy. Changes to our privacy policy
If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below. Policy changes will apply only to information collected after the date of the change. This policy was last modified on June 8, 2021.
Privacy policy customer pledge
We pledge to you, our customer, that we have made a dedicated effort to bring our privacy policy in line with the following important privacy laws and initiatives:
Federal Trade Commission Fair Information Practices
Children’s Online Privacy Protection Act
Privacy Alliance and Marketing Act
Trust Guard Privacy Requirements
Your Authorization To Contact You
When you submit contact information such as name, phone number, email address, or mailing address, you are consenting to being contacted by All of Medicare, including for the solicitation of insurance.
This website, and all aspects of data collection and storage is intended to be operated in accordance with all applicable rules, regulations, and restrictions of the United States of America.
You may request to stop being contacted by emailing joe@allofmedicare.com.